Privacy Policy and Terms of Service

GENERAL
LifeOnRecord™ is committed to respecting the privacy of our subscribers. We strive to provide a safe and secure experience for our subscribers and their guests. By using the LifeOnRecord web site, you consent to the policies and practices described in this Statement. Please read this page carefully to learn about how we treat information on the LifeOnRecord web site. This page may be amended or changed at any time without notice. You should visit this page periodically to review the statement.

Your data will be stored and processed in whole or in part in the United States. If you access the LifeOnRecord web site outside the United States, your usage of the LifeOnRecord site constitutes consent to the transfer of your data out of the United States.

Our site may contain links to other web sites over which we have no control. LifeOnRecord is not responsible for the privacy policies or practices of other web sites to which you choose to link from the LifeOnRecord web site. We encourage you to review the privacy policies of those other web sites so you can understand how they collect, use and share your information. This Privacy Statement applies solely to the information we collect on the LifeOnRecord web site, and does not apply to information we collect in any other fashion.

COLLECTION AND RETENTION OF INFORMATION
In some areas of our web site, LifeOnRecord requests that you provide personal information, including your name, address, e-mail address, telephone number, credit card number, contact information, billing information and any other information from which your identity is discernible. In other areas, LifeOnRecord collects or may collect demographic information that is not unique to you such as your ZIP code, wedding or event date, and account preferences. Sometimes we collect or may collect a combination of the two types of information. The main area on the LifeOnRecord web site where we collect personal or combined personal and demographic data are the pages where you can open a LifeOnRecord account. We also gather or may gather certain information about your use of our site, such as what areas you visit and what services you access. Moreover, there is information about your computer hardware and software that is or may be collected by LifeOnRecord. This information can include without limitation your IP address, browser type, domain names, access times and referring Web site addresses.

GENERAL INFORMATION DISCLOSURE

Except as described in this privacy policy, we do not disclose your personal information including your individual visits to our Web site, or personal information that you provide, such as your name, address, e-mail address, telephone number, credit card number, personal references, etc., to any outside parties, except when we believe, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of any of our user agreements or (iii) protect the rights, property or safety of LifeOnRecord.com, our users, or others. But, we may record and share aggregated information with our partners and member companies.

We employ other companies and individuals to perform functions on our behalf, an example would be processing credit card payments. These other companies and individuals may have access to your personal information as necessary to perform their functions, but they may not share that information with any third party.

PRIVACY STATEMENT CHANGES
If LifeOnRecord decides to change its privacy statement, these changes will be posted here so that you will always know what information we gather, how we might use that information, and whether we will disclose it to anyone. If, at any time, you have questions or concerns about LifeOnRecord's privacy statement, please feel free to e-mail us at .

ABOUT COOKIES
LifeOnRecord uses temporary "cookies" to help personalize and maximize your online experience and online time. A cookie is a text file that is placed on your hard drive by a web page server. Cookies are not used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to your computer, and can only be read by a web server in the domain that issued the cookie to you.

You may have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline all cookies if you prefer. Alternatively, you may be able to modify your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis. If you choose to decline cookies, however, that may hinder performance and negatively impact your experience on the LifeOnRecord web site.

CHILDREN
LifeOnRecord is not intended for children under 15 years of age. LifeOnRecord does not knowingly collect personal information from children under 15. LifeOnRecord believes that a child should get a parent's consent before giving out personal information.

Your use of the LifeOnRecord Service ("Service") constitutes acceptance of the Terms. Your acceptance constitutes a binding agreement between you and LifeOnRecord. Violation of these Terms may result in termination of our Service to you.

LifeOnRecord reserves the right to change these Terms from time to time. Please refer to www.LifeOnRecord.com periodically for updates.

USE OF SERVICE

LifeOnRecord reserves the right, but does not assume the responsibility, to monitor or review your conduct on the Service. Your use of the Service is subject to all applicable local, state, national and international laws and regulations. In using the Service you agree not to:

Interfere or disrupt networks connected to the Service or violate the regulations, policies or procedures of such networks;
Use the Service in connection with chain letters, junk mail, surveys, contests, pyramid schemes, or use any distribution lists including any person who has not given specific permission to be included in such a process (commercial or otherwise);
Use the Service for illegal purposes;
Transmit through the Service any material that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law or regulation;
Interfere with another user's use and enjoyment of the Service;
Defame, abuse, harass, stalk, threaten or violate the legal rights (such as rights of privacy and publicity) of any other user;
Create a false identity for the purpose of misleading others as to your identity or the origin of a message;
Record or upload any material that contains viruses, trojan horses, cancelbots, worms, time bombs, or any other harmful or deleterious programs;
Attempt to gain unauthorized access to the Service, other accounts, computer systems or networks connected to the Service, through password mining or any other means; or
Engage in any other conduct which, in LifeOnRecord's sole discretion, is considered inappropriate, unauthorized or objectionable.

SERVICE

You are solely responsible for maintaining the confidentiality of your ID and password. You are also solely responsible for any and all activities that occur under your account. You agree to notify LifeOnRecord immediately of any unauthorized use of your account or any other breach of security known to you. You must promptly inform LifeOnRecord of actual or apparent breaches of security, such as loss, theft, or unauthorized disclosure or use of your ID or passord. Until LifeOnRecord is notified by email of a breach in security, you will remain liable for any unauthorized use of the Service through your account. In consideration for using the Service, you agree to: (1) provide certain current, complete, and accurate information about you when prompted to do so by the Service, and (2) maintain and update this information as required to keep it current, complete and accurate. If any information provided by you during your original registration is inaccurate, LifeOnRecord reserves the right to terminate your account immediately and your right to use the Service.

EXTERNAL LINKS

We may provide links to third-party sites that might be helpful to you. We have no control over the content or availability of the contents of these sites. It is your responsibility to become familiar with each site's privacy and other policies and terms of service, and to contact that site's Webmaster or site administrator with any concerns.

DISCLAIMER OF WARRANTIES

THE CONTENT AND/OR MATERIALS AVAILABLE THROUGH THIS SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LifeOnRecord EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. LIFEONRECORD MAKES NO WARRANTY THAT ITS SITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE, OR THAT THIS SITE OR OUR SERVER IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. LIFEONRECORD MAKES NO WARRANTY REGARDING ANY SOFTWARE, GOODS, SERVICES, SPECIAL OFFERS, OR THE DELIVERY OF ANY SOFTWARE, GOODS OR SERVICES, PURCHASED, ACCESSED, OBTAINED, OR ADVERTISED THROUGH THIS SITE.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES SHALL LIFEONRECORD BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLES, EVEN IF LIFEONRECORD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES THAT RESULT FROM THE USE OR THE INABILITY TO USE LIFEONRECORD'S SITE OR SERVICES, FROM ANY CHANGES TO THIS SITE OR ITS SERVICES, OR FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF INCIDENTAL, CONSEQUENTIAL OR OTHER TYPES OF DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless us, our officers, directors, employees, agents, licensors, suppliers and any third-party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these Terms or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Service using your account.

INTELLECTUAL PROPERTY

The LifeOnRecord systems, services, and products, or portions thereof, are covered by United States patent law.

GOVERNING LAW

Any action hereunder must be brought, if at all, within one (1) year from the accrual of the cause of action. The parties agree that any claims hereunder shall be subject to the state and federal laws of the state of Illinois, and hereby consent to jurisdiction and venue in the courts located in Lake County, Illinois.

RESOLUTION OF DISPUTES

Except as noted in paragraph (f) below, any dispute between the parties arising out of or relating to these Terms, the Privacy Policy or your purchase/use of the Service, including with respect to the interpretation of any provision of these Terms and with respect to the performance by the parties, shall be submitted to mandatory and binding arbitration and resolved as provided in this Section. The Arbitration shall be conducted in accordance with the Commercial Arbitration Rules of the American Arbitration Association ("AAA"). The arbitration decision shall be final and binding on the parties and may be entered into any court having jurisdiction over the dispute.

(a) Selection of Arbitrator. The party making demand for arbitration shall notify the AAA and the other party in writing describing in reasonable detail the nature of the dispute (the "Demand for Arbitration"), and shall request that the AAA furnish a list of five (5) possible arbitrators who shall have substantial experience in the area of LifeOnRecord's business. Each party shall have fifteen (15) calendar days to reject two (2) of the proposed arbitrators. If only one (1) individual has not been so rejected, he or she shall serve as arbitrator. If two (2) or more individuals have not been so rejected, then the parties shall promptly mutually select the arbitrator from them remaining pool of possible arbitrators; provided, however, that if the parties are unable to agree on such selection within ten (10) calendar days after notification by the AAA of the need to make such selection, then the AAA shall select the arbitrator from the remaining pool of possible arbitrators.

(b) Conduct of Arbitration. The Arbitration shall be conducted in accordance with the rules for commercial arbitration of the AAA.

(c) Place of Arbitration Hearings. Unless otherwise agreed to by the parties, arbitration hearings hereunder shall be held in Libertyville, Illinois.

(d) Confidentiality. The parties agree that the existence of a dispute, any efforts or proceedings to resolve a dispute, whether informal or pursuant to arbitration, and any rulings or decisions issued by the arbitrator, shall be held in confidence.

(e) Costs and Expenses. Unless the arbitrator rules otherwise, the losing party in an arbitration conducted hereunder shall pay for the full expenses of the prevailing party, the arbitrator and administrative costs assessed by the AAA, as well as their own expenses incurred during the dispute resolution process.

(f) Injunctive Relief. The only circumstance in which disputes shall not be subject to the requirement for binding arbitration is where a party makes a good faith determination that a breach of these Terms or the Privacy Policy (or use of the Service or Device) by the other party is such that injunctive or other equitable relief is the only appropriate and adequate remedy. If a party files a pleading with a court seeking immediate injunctive relief and this pleading is challenged by the other party and the injunctive relief sought is not awarded in substantial part, the party filing the pleading seeking immediate injunctive relief shall pay all of the costs and attorneys' fees of the party successfully challenging the pleading.

YOUR CONSENT

By using the Service, you consent to the collection and use of the information you submit in the manner we describe in our Privacy Policy.

CORRECTING AND UPDATING YOUR INFORMATION

To update or change registration information, to update billing information, or to discontinue the Service, use the appropriate area of the LifeOnRecord web site. You can also correct and update information by e-mailing

TRANSFER OF COMPANY OWNERSHIP

In the event the assets of LifeOnRecord are transferred or sold, customer subscriptions may be one of the transferred business assets.

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